Many first-time homebuyers are eager to qualify for the highest home value they can get. That’s understandable when you think about checking off all the comforts on your homeowner’s wishlist. But if you think you can comfortably afford the home you qualify for,...
Like the intentional practice of gratefulness, forgiveness is a healthy and powerful mindset shift that will only serve to help you succeed. Both of these shifts lend themselves to abundance. They’re the flip-sides to the same coin, and when you incorporate and build...
I often advise others that if they want to lead, it has to be from the bottom up, not the top down. It’s often called servant leadership because we’re here to serve the people we’re in a position to lead. That’s a very simplified version of a complex shift that must...
If you want to make renovations to your home or even buy a home that needs major renovations, you might need financing for it. Rather than taking out a separate loan at a high interest rate, you could consider home renovation loans. They are easier to qualify for than...
At EPM, we are deeply focused on implementing our culture each and every day. We talk about embracing conflict with solutions in mind- Hey I see some opportunities to help bring people out of neutral- and we go for it. Culture is really a group mentality, having...
You’ve likely seen that mortgage rates have climbed from the super low rates we saw for a year and a half during the pandemic. It might seem scary, but it’s not reason to panic yet. Understanding why rates are going up and how it affects the housing market can help...
