When buying a home, we can be so focused on closing costs and mortgage payments, that we don’t take into consideration the recurring costs that are going to come up. Among those costs like insurance, HOA fees, utilities, and an emergency fund, remember that regular maintenance might cost you a little bit upfront, but will keep the value of your home in tip-top shape over time.
Whether you’re buying a home or refinancing your existing mortgage, it’s an important commitment that requires strong professionals to help you have peace of mind throughout the process. Aside from word of mouth and online reviews, a lot of people aren’t sure exactly how to know they’re choosing the right team to get them through the process. We’ve come up with the top 3 questions you should have ready to ask prospective lenders to make sure you get the right lender for your needs.
Our Job at EPM is to provide the most up-to-date information and education so our borrowers and prospective borrowers can make the most informed decisions. When first considering homeownership there are lots of misconceptions people can have about the process that keeps them from moving forward on their goals of getting into a dream home. We are here to clear up 5 of those common myths today to help bring you one step closer to homeownership.
Many Americans are looking for ways to diversify their income without spreading themselves too thin. Investing in rental properties can be a great way to generate passive income, but there are some hurdles you’re likely to face too. If you go in prepared to face the risks, you have an opportunity to make a great profit.
You’ve decided it’s time to buy a home, found a great team of experts to help you, qualified for the perfect home loan for you, and now comes the fun part, finding a great home! It’s easy to be overwhelmed at this stage and jump quickly on an available home so you can start living your dream. The mortgage experts at EPM want you to go into this opportunity with your eyes open, so we developed a short list of questions you may want to ask before making that offer.
HOA’s – some people love them, some loathe them, and some have no idea what they even are, or why some communities have them and others don’t. We’re going to break down the pros and cons of living in a neighborhood with an HOA so you can make a decision about whether it might be right for you, and you’ll know what questions to ask BEFORE you buy your next home.