What is a Reverse Mortgage?

What is a Reverse Mortgage?

If you own your home free and clear or have a lot of equity in it, you may be able to tap into it with a reverse mortgage. This mortgage option is becoming more popular for seniors who want to stay in their homes but need the money that they’ve invested in it thus...
2022 Mortgage Loan Limits – How much can you Borrow?

2022 Mortgage Loan Limits – How much can you Borrow?

Each year the mortgage loan limits are up for review and 2022 is a big year for increased limits. Thanks to high appreciation, loan limits are seeing one of the largest increases in a long time. Like most years, there is a conforming loan limit for typical areas and...
A Holistic Approach to Supporting our Culture at EPM

A Holistic Approach to Supporting our Culture at EPM

It’s not our skill and innovation, but our culture, mission, and vision at EPM that drives our growth and success. The way to bring our team into the fold and encourage them to buy into those values every day is to light the path. That also means if we have to team...
Should I Refinance my Mortgage?

Should I Refinance my Mortgage?

If you have a mortgage now, you may wonder if refinancing is the right answer. It seems like everyone is doing it today, so you should too, right? It often makes sense to refinance so, but first, you should understand what’s involved and when you should avoid it. How...