ZERO origination
fees when working
with EPM and
Timberlake Homes!

Let's Get Started
EPM Hawaii

EPM is a national lender whose top-tier service extends to all 50 states.

Our speed, transparency, and diverse product line reflect the trust we have earned with our partnerships and clients.

Built on the hard work of our team and the principles of open communication, we believe that every relationship we have the pleasure of forming is at the forefront of what makes us great.

EPM Hawaii

EPM is a national lender whose top-tier service extends to all 50 states.

Our speed, transparency, and diverse product line reflect the trust we have earned with our partnerships and clients.

Built on the hard work of our team and the principles of open communication, we believe that every relationship we have the pleasure of forming is at the forefront of what makes us great.

EPM offers a no-cost refinance option up to 2 years after purchase.

*must make 6 payments from the original purchase loan.

• No Application Fee
• No Processing Fee

• No Underwriting Fee
• No Commitment Fee

• No Application Fee
• No Processing Fee
• No Underwriting Fee
• No Commitment Fee

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EPM-mortgage-loan-orginator-Demetri-Charitos-picture

Contact Me

DEMETRI CHARITOS
Mortgage Loan Originator
Direct: 267-716-2516
Email: [email protected]
NMLS #196445

Contact Me

Equity Prime Mortgage, LLC • NMLS #21116
Local Office NMLS #1913873
Office 302-265-3300 Ext. 402 • Direct 267-716-2516 • eFax 866-371-2706
As a mortgage advisor, it is my job to make the mortgage experience all about you—your time, finances, life, and, more importantly, your goals. Your mortgage needs are unique to you, which is why I focus on creating a customized experience for your situation. Lives Not Loans is not just a tagline but the foundation of how I and EPM serve your needs. If you have any questions or are ready to start your concierge mortgage experience, please contact me using the information below.

Why Choose EPM?

EPM Wholesale
Upfront Credit
Approval
Give yourself the advantage over competing bids. Harness the power to negotiate with the seller. Save time by looking at properties you know you can afford.
EPM Wholesale
Government Approved
Direct Lender
Work with a safe FHA Direct Endorsement Lender. Deal with the decision maker; we approve and fund your loan. Our personal approach means all your questions are answered.
EPM Wholesale
Choose from Multiple
Loan Products
Choose the loan that best suits your needs. Get the best mortgage rates available to you on your loan. FHA, VA, Conventional, Jumbo, Reverse Mortgage loans and more!