FIRST TIME
HOMEBUYERS
Find the Perfect
Loan for You
IT IS THE PERFECT TIME TO BREAK UP WITH YOUR LANDLORD
Did you know that renters in the US are paying over $1700 per month on average? It’s time to stop paying your landlord’s mortgage payment and invest in your own future!
Start your homeownership journey here and speak with an EPM Mortgage Loan Originator who will educate and guide you through the process, starting with determining how much you can afford.
Our variety of mortgage options also allow you to buy your first home with very little to nothing down.
FHA
VA
DPA
HomeReady®
Home Possible®
FHA
VA
DPA
HomeReady®
Home Possible®
FHA
Perfect for the buyer that wants to put less money down or has less than perfect credit. Purchase your first house with as little as 3.5% down!
EMPOWER DPA
Our Empower DPA program is an immediately forgivable grant used to cover the minimum 3.5% down payment on an FHA loan. When used in combination with a seller credit for closing costs, this loan option can allow a buyer to purchase a home with little to no money out-of-pocket.
HomeReady® & Home Possible® Conventional Loans
Available with a down payment of only 3% and reduced mortgage insurance, a conventional HomeReady® or HomePossible® loan is a great option for a first-time homebuyer.
VA
Eligible veterans and military service members qualify for this loan with no down payment, no mortgage insurance and flexible income requirements.
Get A Copy Of EPM’s First-Time Homebuyer E-Book
At EPM, our goal is to teach financing, not sell it. No two homebuyers are created the same, so we pay close attention to the details of your unique story and ensure you are educated on available loan options. Our goal is to educate you on how the process works and feel confident that you are making an informed financial decision.
At EPM, our goal is to teach financing, not sell it. No two homebuyers are created the same, so we pay close attention to the details of your unique story and ensure you are educated on available loan options. Our goal is to educate you on how the process works and feel confident that you are making an informed financial decision.
Want More Information?
Enter your name and email to receive a copy of EPM’s First-Time Homebuyer E-Book directly to your inbox!
Loan Programs for
First-Time Home Buyers
Empower DPA
Our Empower DPA program is an immediately forgivable grant used to cover the minimum 3.5% down payment on an FHA loan. When used in combination with a seller credit for closing costs, this loan option can allow a buyer to purchase a home with little to no money out-of-pocket.
Home Possible® Conventional
Available with a down payment of only 3% and reduced mortgage insurance, a conventional HomeReady® or HomePossible® loan is a great option for a first-time homebuyer.
FHA
Perfect for the buyer that wants to put less money down or has less than perfect credit. Purchase your first house with as little as 3.5% down!
VA
Eligible veterans and military service members qualify for this loan with no down payment, no mortgage insurance and flexible income requirements.
Ready To Begin Your
Homeownership Journey?
Get Pre-Approved Now
Ready to Begin Your
Homeownership Journey?