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First Time Homebuyers

Find the Perfect Loan for You

It is the perfect time to break up with your landlord

Did you know that renters in the US are paying an average of $1,468 per month?

Did you also know that the payment on a mortgage for a $300,000 home with only $9,000 down could be as low as $1,264 per month?

So, ask yourself this, would you rather pay your landlord or invest in your own future?

EPM loan originators will help guide you through the loan process painlessly. We will give you a FREE, accurate, no obligation quote before you find your new home. Our variety of mortgage options allow you to buy your first home with very little down. As everyone is different, no loan is exactly the same… So, we work closely with you to make sure you are comfortable with all aspects of the process and the loan payments will meet your specific needs.

Loan Programs for First-Time Home Buyers

FHA Loan

Perfect for the buyer that wants to put less money down. Purchase your first house with as little as 3.5% down!

Fixed Rate Loan

The most secure loan program. Lock in a low payment and sleep tight knowing your rate will not change.

VA Loan

For veterans and military members, those who may qualify for this loan can purchase with no down payment and no PMI.