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5

Loan Products

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AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

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Mortgage Education

5

CE Courses

Quick links

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Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

Mortgage Education

5

CE Courses

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Mortgage Education

5

CE Courses

FIRST TIME
HOMEBUYERS

Find the Perfect
Loan for You

IT IS THE PERFECT TIME TO BREAK UP WITH YOUR LANDLORD

Did you know that renters in the US are paying over $1700 per month on average? It’s time to stop paying your landlord’s mortgage payment and invest in your own future!

EPM - First Time Homebuyer

Start your homeownership journey here and speak with an EPM Mortgage Loan Originator who will educate and guide you through the process, starting with determining how much you can afford.

Our variety of mortgage options also allow you to buy your first home with very little to nothing down.

EPM - FHA Loans

FHA

EPM - VA Loans

VA

EPM - DPA Loans

DPA

EPM - HomeReady® Loans

HomeReady®

EPM - HomePossible® Loans

Home Possible®

EPM - FHA Loans

FHA

EPM - VA Loans

VA

EPM - DPA Loans

DPA

EPM - HomeReady® Loans

HomeReady®

EPM - HomePossible® Loans

Home Possible®

Get A Copy Of EPM’s First-Time Homebuyer E-Book

EPM - First-time Homebuyer

At EPM, our goal is to teach financing, not sell it. No two homebuyers are created the same, so we pay close attention to the details of your unique story and ensure you are educated on available loan options. Our goal is to educate you on how the process works and feel confident that you are making an informed financial decision.

EPM - First-time Homebuyer

At EPM, our goal is to teach financing, not sell it. No two homebuyers are created the same, so we pay close attention to the details of your unique story and ensure you are educated on available loan options. Our goal is to educate you on how the process works and feel confident that you are making an informed financial decision.

Want More Information?

Enter your name and email to receive a copy of EPM’s First-Time Homebuyer E-Book directly to your inbox!

Loan Programs for
First-Time Home Buyers

EPM - DPA Loans

Empower DPA

Our Empower DPA program is an immediately forgivable grant used to cover the minimum 3.5% down payment on an FHA loan. When used in combination with a seller credit for closing costs, this loan option can allow a buyer to purchase a home with little to no money out-of-pocket.

EPM - HomePossible® Loans
HomeReady® &
Home Possible® Conventional

Available with a down payment of only 3% and reduced mortgage insurance, a conventional HomeReady® or HomePossible® loan is a great option for a first-time homebuyer.

EPM - FHA Loans

FHA

Perfect for the buyer that wants to put less money down or has less than perfect credit. Purchase your first house with as little as 3.5% down!

EPM - VA Loans

VA

Eligible veterans and military service members qualify for this loan with no down payment, no mortgage insurance and flexible income requirements.

Ready To Begin Your
Homeownership Journey?

Get Pre-Approved Now

Ready to Begin Your
Homeownership Journey?

Get Pre-Approved Now
EPM - Pre-Qualify Now