Demetri Charitos

Mortgage Loan Originator

NMLS – 196445

267-716-2516

[email protected]

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About Demetri Charitos

As a mortgage advisor with over 15 years of experience, it is my job to make the mortgage experience as painless and easy as possible. Your mortgage needs are unique to you, which is why I focus on creating a customized experience for your needs. Lives Not Loans is not just a tagline but the foundation of how I and EPM serve your needs. I’m an FHA 203k rehab loan specialist. I also specialize in servicing veterans using VA financing. I’m a preferred lender with Timberlake Home Builder. If you have any questions or are ready to start your mortgage journey, please contact me.

States Licensed:

Delaware, Maryland, New Jersey, Oklahoma, Pennsylvania

My Reviews

EPM’s Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy. A Decision First® approval identifies any challenges early in the process, prevents delays after you sign a contract and gets you to the closing table faster.

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If we uncover a problem, EPM’s Almost Home® program provides a clear course of action to get approved. Our professional mortgage loan originators will lay out a step-by-step plan to overcome any challenges and provide a full suite of pro bono mortgage consulting services to help you obtain the financing you need, no matter how long it takes.

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Ready To Begin Your
Homeownership Journey?

Get Pre-Approved Now

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Ready to Begin Your
Homeownership Journey?

Get Pre-Approved Now

Start Here