My Name is Elvis Penalo, I am from the Dominican Republic. I came to the United state when I was 11 years old. At the age of 18, I attended college where I received a degree in liberal studies. I decided to take a different path when I was 24 years old. I started eyeing the mortgage industry. I became a Mortgage Loan Originator at the age of 24, obtaining a license in 4 different states.