
States Licensed:
Alabama, Alaska, Arkansas, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Montana, Nebraska, New Hampshire, North Carolina, Ohio, Oklahoma, Pennsylvania, South Dakota, Tennessee, Vermont, Virginia, Wisconsin
Richard Tibbetts
Branch Manager
NMLS – 372332
About Richard Tibbetts
I have over 19 years of experience and consider it an honor to be a part of your home loan process. I am a certified Client Experience Officer as well as a Certified Mortgage Advisor. At EPM we take a consultative approach to your financing to ensure you are educated and empowered to make the best decision for you and your family.
States Licensed:
Alabama, Alaska, Arkansas, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Montana, Nebraska, New Hampshire, North Carolina, Ohio, Oklahoma, Pennsylvania, South Dakota, Tennessee, Vermont, Virginia, Wisconsin
My Reviews

EPM’s Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy. A Decision First® approval identifies any challenges early in the process, prevents delays after you sign a contract and gets you to the closing table faster.

If we uncover a problem, EPM’s Almost Home® program provides a clear course of action to get approved. Our professional mortgage loan originators will lay out a step-by-step plan to overcome any challenges and provide a full suite of pro bono mortgage consulting services to help you obtain the financing you need, no matter how long it takes.
Ready To Begin Your
Homeownership Journey?
Get Pre-Approved Now