Before moving to St. Augustine, Florida, Todd was born into a military family and raised in New Hampshire. He was an accomplished championship athlete, earned an M.Ed in Educational Leadership, and was an established High School Coach in multiple sports. Todd developed an interest in real estate, then shortly after, sparked a passion for Loan Origination. Due to Todd's unique background, he knows the importance of family, serving the community, and has a high sense of caring to help others. His dedicated work ethic, competitive drive, and positive attitude create an enjoyable experience along with finding the right loan at a competitive interest rate for you. If you're a Builder, Realtor, or Homebuyer is looking to purchase, refinance, or renovate, Todd will help you achieve your goal.