EPM ORLANDO VP OF SALES

EPM Orlando

2290 Lucien Way, Suite 250
Maitland, FL 32751
phone: (407) 455-6800
email: [email protected]

EPM

Curtis Swanson

VP of Sales

NMLS #: 333801

Office NMLS #: 1212632
Office: (407) 234-5522
Fax: (855) 611-8705
Email: [email protected]
EPM-mortgage-loan-orginator-travis-holt-picture

Curtis Swanson

VP of Sales

NMLS #: 333801

Office NMLS #: 1212632
Office: (407) 234-5522
Fax: (855) 611-8705
Email: [email protected]

EPM Orlando Management Team

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Felix Vargas

VP of Branch Operations

NMLS #: 297956

Office NMLS #: 1212632
Office: (407) 455-6862
Fax: (855) 611-8705
Email: [email protected]
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Travis Holt

Processing Manager & Originator

NMLS #: 1992727

Office NMLS #: 1212632
Office: (407) 455-6800
Fax: (855) 611-8705
Email: [email protected]
EPM-mortgage-loan-orginator-travis-holt-picture

Kristian Ortiz

Pipeline Manager & Originator

NMLS #: 2024751

Office NMLS #: 1212632
Office: (407) 455-6800
Fax: (855) 611-8705
Email: [email protected]

EPM ORLANDO Project leads

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Dan Biron

Mortgage Loan Originator

NMLS #: 285886

Office NMLS #: 1212632
Office: (407) 455-470-1867
Fax: (855) 242-8880
Email: [email protected]
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Dave Gibson

Mortgage Loan Originator

NMLS #: 329210

Office NMLS #: 1212632
Office: (407) 455-6801
Cell: (407) 719-9569
Fax: (888) 356-8104
Email: [email protected]
EPM-mortgage-loan-orginator-nick-muccigrosso-picture

Nicholas Muccigrosso

Mortgage Loan Originator

NMLS #: 1479039

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (407) 230-4532
Fax: (888) 627-2211
Email: [email protected]
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Frankie Rosatto

Mortgage Loan Originator

NMLS #: 233830

Office NMLS #: 1212632
Office: (407) 463-4760
Cell: (407) 772-7273
Fax: (321) 400-1441
Email: [email protected]

EPM Orlando Mortgage Loan Originator Team

EPM-mortgage-loan-orginator-maria-arce-picture

Maria Arce

Mortgage Loan Originator

NMLS #: 2101605

Office NMLS #: 1212632
Office: (800) 236-9416
Cell: (954) 471-2548
Email: [email protected]
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Joshua Anderson

Mortgage Loan Originator

NMLS #: 1772839

Office NMLS #: 1212632
Office: (800) 236-9416
Cell: (347) 949-3207
Email: [email protected]
EPM-mortgage-loan-orginator-carlos-echeverry-picture

Carlos Echeverry

Mortgage Loan Originator

NMLS #: 1192077

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (321) 277-2985
Fax: (888) 356-8104
Email: [email protected]
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Don Estell

Mortgage Loan Originator

NMLS #: 297375

Office NMLS #: 1212632
Office: (407) 455-6813
Cell: (321) 689-0283
Fax: (855) 287-5758
Email: [email protected]
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Ryan Floyd

Mortgage Loan Originator

NMLS #: 1564115

Office NMLS #: 1212632
Office: (407) 470-1839
Cell: (407) 506-6097
Fax: (888) 627-2211
Email: [email protected]
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William Gehring

Mortgage Loan Originator

NMLS #: 1082792

Office NMLS #: 1212632
Office: (407) 455-6873
Cell: (407) 965-9676
Fax: (855) 287-5758
Email: [email protected]
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Abby Goffredo

Mortgage Loan Originator

NMLS #: 1516568

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (407) 922-0292
Email: [email protected]
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Shirley Jones

Mortgage Loan Originator

NMLS #: 329396

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (407) 365-4309
Email: [email protected]
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Yenny Kramer

Mortgage Loan Originator

NMLS #: 667240

Office NMLS #: 1212632
Office: (407) 455-6800
Office: (888) 593-9995
Email: [email protected]
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Todd Levensohn

Mortgage Loan Originator

NMLS #: 299664

Office NMLS #: 1212632
Office: (407) 730-2902
Cell: (321) 287-5440
Fax: (888) 687-4111
Email: [email protected]
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Eric Lin

Mortgage Loan Originator

NMLS #: 1603021

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (407) 639-1936
Email: [email protected]
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Julia Lysenko

Mortgage Loan Originator

NMLS #: 1518418

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (727) 251-5089
Email: [email protected]
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Carl Mataushek

Mortgage Loan Originator

NMLS #: 1945717

Office NMLS #: 1212632
Cell: (321) 229-8084
Fax: (321) 214-7330
Email: [email protected]
EPM - Runyararo Mazana

Runyararo Mazana

Mortgage Loan Originator

NMLS #: 2136982

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (407) 866-7459
Email: [email protected]
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Amber Renner

Mortgage Loan Originator

NMLS #: 994771

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (770) 778-1082
Email: [email protected]
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Beverly Rodriguez

Mortgage Loan Originator

NMLS #: 1656510

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (407) 399-3447
Fax: (321) 214-7757
Email: [email protected]
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Chris Schrysen

Mortgage Loan Originator

NMLS #: 321822

Office NMLS #: 1212632
Office: (407) 455-6872
Cell: (407) 492-6088
Fax: (844) 881-1823
Email: [email protected]
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GiGi Tabares

Mortgage Loan Originator

NMLS #: 1668930

Office NMLS #: 1212632
Cell: (407) 960-9660
Fax: (888) 943-4447
Email: [email protected]
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Melissa Walter

Mortgage Loan Originator

NMLS #: 1170728

Office NMLS #: 1212632
Office: (407) 455-6898
Cell: (321) 279-4319
Email: [email protected]

EPM Orlando Operations Support Team

EPM - Catalina Davalos

Catalina Davalos

Jr. Processor

Office: (407) 455-6800
Cell: (407) 906-1435
Fax: (888) 593-9995
Email: [email protected]
EPM-mortgage-loan-orginator-mikhail-dudenkov-picture

Mikhail Dudenkov

Jr. Processor/MLO

NMLS #: 1721926

Office NMLS #: 1212632
Office: (727) 644-2865
Email: [email protected]
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Trevor Hinson

Jr. MLO

NMLS #: 1966978

Office NMLS #: 1212632
Office: (484) 225-0028
Email: [email protected]
EPM - David Lorenzo

David Lorenzo

Jr. Processor

Office: (407) 455-6868
Email: [email protected]
EPM - Jadrianna Negron

Jadrianna Negron

Processor

Office: (407) 470-1624
Office: (888) 705-0554
Email: [email protected]

 

EPM - Lori Runksmeier

Lori Runksmeier

Processor

Office: (407) 455-6854
Fax: (888) 705-0554
Email: [email protected]
EPM - Claudia Santos

Claudia Santos

Processor

Office: (407) 455-6897
Fax: (888) 593-9995
Email: [email protected]
EPM - Melissa Vargas

Julia Lysenko

Mortgage Loan Originator

NMLS #: 1518418

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (727) 251-5089
Email: [email protected]
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Virginia Vlassick

Jr. MLO

NMLS #: 2124435

Office NMLS #: 1212632
Office: (321) 684-2144
Cell: (321) 684-2144
Email: [email protected]
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Janell Wooldridge

MLO/Processing Assistant

NMLS #: 1402172

Office NMLS #: 1212632
Office: (407) 455-6800
Cell: (386) 837-0313
Email: [email protected]

The EPM Process

epm-closing-sale-mortgage

EPM Orlando is part of a national lender whose top tier service extends to over 46 states. Our speed, transparency, and diverse product line reflect the trust we have earned with our partnerships and clients.

Built on the hard work of our team and the principles of open communication, EPM Orlando believes that every relationship we have the pleasure of forming is at the forefront of what makes us great.

From top to bottom, our loan process has your goals in mind.

Understanding

We make sure we take the time to truly get to know your case, but even more importantly, to get to know you! Our team reviews your income, credit, assets and debt situation to make sure you are all set to get pre-qualified for a loan.

You will learn how much of a loan you qualify for. That way, you have a clear understanding of what you should or shouldn’t pursue. This is an essential kick-off point to make your loan journey a downhill stroll.

Pre-qualify

Our approval process is magical. Here’s the trick. Do all the heavy lifting upfront. An Underwriter will review your loan and issue a loan commitment pending certain conditions such as your accepted purchase contract, appraisal, title etc.

Having a pre-qualifying loan completed will give you complete peace of mind when continuing your home search and will also make your offer much more attractive to potential sellers.

Processing

Once we receive an executed purchase contract, the fun begins. We will send you a list of items to get back to us such as income statements, bank statements, identification etc.

With these pieces, we will generate your initial loan disclosures. Once you give us confirmation to begin the loan process, your loan is assigned to one of our processors. Your processor will delve deeper into your documents to make sure everything is A-OK. Be ready to send over any extra documentation requested as quickly as possible to strengthen your case and to avoid any delays. Your processor will order the appraisal along with Title request, Verifications of Employment etc.

Once all documents are in the file it will be sent to Underwriting. The Underwriter is the one who makes the final decision on your loan approval.

Conditional Approval & Review

The Underwriter will review all the documents that were sent by the processor and make sure they all are complete and meet your specific loan’s guidelines.

Afterwards, the Underwriter will create a final list of items needed to approve your loan for closing. This is known as a Conditional Approval. These are things you must do, or documents you must provide, to the processor in order for the loan to be approved. Once all items are received, the processor will send the requested items back to the Underwriter for final review and approval. Assuming all of the items are in the file and are exactly what the Underwriter is looking for, the loan will be Cleared to Close.

Loan processed, conditions met. Check here and check there. Checkmate.

The Closing

Finally, our favorite part of the process. Prior to closing, you must accept and acknowledge your Initial Closing Disclosure. Once accepted, there will be a 3-day waiting period. You are now officially Cleared to Close. Now that your loan is Cleared to Close it will be sent to the closing department. They will send instructions to the Title Co so they can prepare your closing documents correctly and accurately with all your exact loan terms.

After the Title Co prepares the final loan documents, they will send our closing team a copy of the Final Closing Disclosure which will show all the exact numbers you will be agreeing to when you sign at the closing table. Finalizing paperwork, confirming the total funds and working side by side with your closing team are all just the final pieces to welcome you into a beautiful new chapter of life.