Our
Process
Backwards.
EPM Loan Process
It costs money to fully underwrite a buyer, so lenders delay the process until the buyer is under contract to save money. That’s good for the lender, but bad for you and your real estate agent who invest time and money in the homebuying process from the beginning. At EPM, we believe there is a better way.
EPM’s Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy. A Decision First® approval identifies any challenges early in the process, prevents delays after you sign a contract and gets you to the closing table faster.
If we uncover a problem, EPM’s Almost Home® program provides a clear course of action to get approved. Our professional mortgage loan originators will lay out a step-by-step plan to overcome any challenges and provide a full suite of pro bono mortgage consulting services to help you obtain the financing you need, no matter how long it takes.
At EPM we teach financing, we don’t sell it. The mission of EPM is to continually improve the lending process, increase efficiency, transparency, and overall financial literacy for our clients.
We pride ourselves on excellent customer service, communication and building long-lasting relationships with our clients.
START YOUR MORTGAGE PROCESS NOW!
