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State Licensing

EPM is proud to serve 49 states

Working with EPM

EPM is proud to be lending in 49 states plus DC across the country! EPM continues to expand its national footprint with our retail and consumer direct lending channels. To learn more about joining our team click here.

Why Should You Refinance with EPM

  • We put YOU first. We are committed to you and we will listen to you and provide a solution specific to your needs.
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. EPM will find you the loan that is right for you. We work with both conventional and FHA loans to get you the loan that meets your unique needs.
State
Alabama
License Held
Consumer Credit License
License No.
21116
License Issued By
Alabama State Banking Department
State
Alaska
License Held
Mortgage Broker/Lender License
License No.
AK21116
License Issued By
Alaska Division of Banking and Securities
State
Arizona
License Held
Mortgage Banker License
License No.
921685
License Issued By
Arizona Department of Financial Institutions
State
Arkansas
License Held
Arkansas Combination Mortgage Banker-Broker-Servicer License
License No.
42579
License Issued By
Arkansas Securities Department
State
California
License Held
California Financing Law
License No.
603H068
License Issued By
California Department of Business Oversight
State
Colorado
License Held
Residential Mortgage Lending Act License
License No.
4131290
License Issued By
California Department of Business Oversight
State
Connecticut
License Held
Mortgage Company Registration
License No.
NA
License Issued By
Department of Regulatory Agencies – Department of Real Estate
State
Delaware
License Held
Mortgage Lender License
License No.
21128
License Issued By
Connecticut Department of Banking
State
District of Columbia
License Held
Lender License
License No.
11675
License Issued By
Delaware Office of the State Bank Commissioner
State
Florida
License Held
Mortgage Lender License
License No.
MLB21116
License Issued By
District of Columbia Department of Insurance, Securities and Banking Bureau
State
Georgia
License Held
Mortgage Lender Servicer License
License No.
MLD1089
License Issued By
Florida Office of Financial Regulation
State
Idaho
License Held
Mortgage Lender License/Registration
License No.
23300
License Issued By
Georgia Department of Banking and Finance
State
Illinois
License Held
Mortgage Broker/Lender License
License No.
MBL-8230
License Issued By
Idaho Department of Finance
State
Indiana
License Held
Residential Mortgage License
License No.
MB.6760573
License Issued By
Illinois Department of Financial and Professional Regulation
State
Iowa
License Held
Mortgage Lending License
License No.
15382
License Issued By
Indiana Department of Financial Institutions
State
Iowa
License Held
Mortgage Banker License
License No.
2012-0058
License Issued By
Iowa Division of Banking
State
Kansas
License Held
Mortgage Banker License - Other Trade Name #2
License No.
2014-0032
License Issued By
Iowa Division of Banking
State
Kentucky
License Held
Mortgage Company License
License No.
MC.0025208
License Issued By
Kansas Office of the State Bank Commissioner
State
Louisiana
License Held
Mortgage Company License
License No.
MC98207
License Issued By
Kentucky Department of Financial Institutions
State
Maine
License Held
Residential Mortgage Lending License
License No.
21116
License Issued By
Louisiana Office of Financial Institutions
State
Maryland
License Held
Supervised Lender License
License No.
21116
License Issued By
Maine Bureau of Consumer Credit Protection
State
Massachusetts
License Held
Mortgage Lender License
License No.
18343
License Issued By
Maryland Commissioner of Financial Regulation
State
Michigan
License Held
Mortgage Lender License
License No.
ML21116
License Issued By
Massachusetts Division of Banks
State
Michigan
License Held
1st Mortgage Broker/Lender/Servicer Registrant
License No.
FR0021990
License Issued By
Department of Financial and Insurance Services
State
Minnesota
License Held
2nd Mortgage Broker/Lender/Servicer Registrant
License No.
SR0021991
License Issued By
Department of Financial and Insurance Services
State
Mississippi
License Held
Residential Mortgage Originator License
License No.
MN-MO-21116
License Issued By
Minnesota Department of Commerce
State
Missouri
License Held
Mortgage Lender License
License No.
21116
License Issued By
Mississippi Department of Banking and Consumer Finance
State
Montana
License Held
Mortgage Company License
License No.
19-2270
License Issued By
State of Missouri Division of Finance
State
Montana
License Held
Mortgage Broker License
License No.
02/10/14
License Issued By
Montana Division of Banking & Financial Institutions
State
Montana
License Held
Mortgage Lender License
License No.
21116
License Issued By
Montana Division of Banking & Financial Institutions
State
Nebraska
License Held
Mortgage Servicer License
License No.
21116
License Issued By
Montana Division of Banking & Financial Institutions
State
Nevada
License Held
Mortgage Banker License
License No.
NE21116
License Issued By
Nebraska Department of Banking & Finance
State
Nevada
License Held
Mortgage Company License
License No.
4543
License Issued By
Nevada Division of Mortgage Lending
State
New Hampshire
License Held
Supplemental Mortgage Servicer License
License No.
4544
License Issued By
Nevada Division of Mortgage Lending
State
New Jersey
License Held
Mortgage Banker License
License No.
17029-MB
License Issued By
Licensed by the New Hampshire Banking Department
State
New Mexico
License Held
Residential Mortgage Lender
License No.
NA
License Issued By
New Jersey Department of Banking & Insurance
State
New York
License Held
Mortgage Loan Company License
License No.
3641
License Issued By
New Mexico Financial Institutions Division
State
New York
License Held
EXEMPT MORTGAGE LOAN SERVICER REGISTRATION
License No.
S001193
License Issued By
NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES
State
North Carolina
License Held
MORTGAGE BANKER LICENSE
License No.
LMBC 108943
License Issued By
NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES
State
North Carolina
License Held
Mortgage Lender License
License No.
L-144549
License Issued By
North Carolina Commissioner of Banks
State
North Dakota
License Held
Reverse Mortgage Lender
License No.
RM-176
License Issued By
North Carolina Commissioner of Banks
State
Ohio
License Held
Money Broker License
License No.
MB102645
License Issued By
North Dakota Department of Financial Institutions
State
Oklahoma
License Held
Residential Mortgage Lending Act Certificate of Registration
License No.
RM.850095.000
License Issued By
Ohio Division of Financial Institutions, Consumer Finance
State
Oregon
License Held
Mortgage Lender License
License No.
ML010688
License Issued By
OK Department of Consumer Credit
State
Oregon
License Held
Mortgage Lending License
License No.
ML-4809
License Issued By
Oregon Division of Finance and Corporate Securities
State
Pennsylvania
License Held
Oregon Mortgage Servicer License
License No.
MS-28
License Issued By
Oregon Division of Finance and Corporate Securities
State
Rhode Island
License Held
Mortgage Lender License
License No.
22746
License Issued By
Pennsylvania Department of Banking
State
South Carolina
License Held
Lender License
License No.
20132872LL
License Issued By
State of Rhode Island Department of Business Regulation
State
South Dakota
License Held
Mortgage Lender / Servicer License
License No.
MLS – 21116
License Issued By
South Carolina Board of Financial Institutions
State
Tennessee
License Held
Mortgage Lender License
License No.
ML.05044
License Issued By
South Dakota Division of Banking
State
Texas – SML
License Held
Mortgage License
License No.
109260
License Issued By
Tennessee Department of Financial Institutions
State
Utah – DRE
License Held
Mortgage Banker Registration
License No.
NA
License Issued By
Texas Department of Savings and Mortgage Lending
State
Vermont
License Held
Mortgage Entity License
License No.
6979925
License Issued By
Utah Division of Real Estate
State
Virginia
License Held
Lender License
License No.
7247
License Issued By
Vermont Department of Financial Regulation
State
Virginia
License Held
Lender License
License No.
MC-5493
License Issued By
Virginia State Corporation Commission
State
Washington
License Held
Broker License
License No.
MC-5493
License Issued By
Virginia State Corporation Commission
State
West Virginia
License Held
Consumer Loan Company License
License No.
CL-21116
License Issued By
Washington Department of Financial Institutions
State
Wisconsin
License Held
Mortgage Lender License
License No.
ML-37087
License Issued By
West Virginia Department of Financial Regulation
State
Wisconsin
License Held
Mortgage Banker License
License No.
21116BA
License Issued By
Wisconsin Department of Financial Institutions
State
Wyoming
License Held
Mortgage Broker License
License No.
21116
License Issued By
Wisconsin Department of Financial Institutions
State
License Held
Mortgage Lender/Broker License
License No.
2538
License Issued By
Wyoming Division of Banking