State Licensing

EPM is proud to serve all 50 states

Working with EPM

EPM is proud to be lending in all 50 states including Puerto Rico and Washington, D.C.! EPM continues to expand its national footprint with our retail and consumer direct lending channels. To learn more about joining our team click here.

Why Should You Refinance with EPM

  • We put YOU first. We are committed to you and we will listen to you and provide a solution specific to your needs.
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. EPM will find you the loan that is right for you. We work with both conventional and FHA loans to get you the loan that meets your unique needs.
State
Alabama
License Held
Alabama Consumer Credit License
License Number
21116
License Issued By
Alabama State Banking Department
State
Alaska
License Held
Alaska Mortgage Broker/Lender License
License Number
AK21116
License Issued By
Alaska Division of Banking and Securities
State
Alaska
License Held
Alaska Mortgage Broker/Lender License - Other Trade Name #1
License Number
AK21116-1
License Issued By
Alaska Division of Banking and Securities
State
Arizona
License Held
Arizona Mortgage Banker License
License Number
921685
License Issued By
Arizona Department of Financial Institutions
State
Arkansas
License Held
Arkansas Combination Mortgage Banker-Broker-Servicer License
License Number
42579
License Issued By
Arkansas Securities Department
State
California
License Held
California - DFPI Financing Law License
License Number
603H068
License Issued By
Department of Financial Protection and Innovation
State
California
License Held
California - DFPI Residential Mortgage Lending Act License
License Number
4131290
License Issued By
Department of Financial Protection and Innovation
State
Colorado
License Held
Colorado Mortgage Company Registration
License Number
Colorado does not provide license number
License Issued By
Department of Regulatory Agencies – Department of Real Estate
State
Connecticut
License Held
Connecticut Mortgage Lender License
License Number
21128
License Issued By
Connecticut Department of Banking
State
Delaware
License Held
Delaware Lender License
License Number
11675
License Issued By
Delaware Office of the State Bank Commissioner
State
District of Columbia
License Held
District of Columbia Mortgage Lender License
License Number
MLB21116
License Issued By
District of Columbia Department of Insurance, Securities and Banking Bureau
State
Florida
License Held
Florida Mortgage Lender Servicer License
License Number
MLD1089
License Issued By
Florida Office of Financial Regulation
State
Georgia
License Held
Georgia Mortgage Lender License/Registration
License Number
23300
License Issued By
Georgia Department of Banking and Finance
State
Hawaii
License Held
Hawaii Mortgage Loan Originator Company License
License Number
HI-21116
License Issued By
Hawaii Division of Financial Institutions
State
Hawaii
License Held
Hawaii Mortgage Servicer License
License Number
MS257
License Issued By
Hawaii Division of Financial Institutions
State
Idaho
License Held
Idaho Mortgage Broker/Lender License
License Number
MBL-8230
License Issued By
Idaho Department of Finance
State
Illinois
License Held
Illinois Residential Mortgage License
License Number
MB.6760573
License Issued By
Illinois Department of Financial and Professional Regulation
State
Indiana
License Held
Indiana-DFI Mortgage Lending License
License Number
15382
License Issued By
Indiana Department of Financial Institutions
State
Iowa
License Held
Iowa Mortgage Banker License
License Number
2012-0058
License Issued By
Iowa Division of Banking
State
Iowa
License Held
Iowa Mortgage Banker License - Other Trade Name #2
License Number
2014-0032
License Issued By
Iowa Division of Banking
State
Kansas
License Held
Kansas Mortgage Company License
License Number
MC.0025208
License Issued By
Kansas Office of the State Bank Commissioner
State
Kentucky
License Held
Kentucky Mortgage Company License
License Number
MC98207
License Issued By
Kentucky Department of Financial Institutions
State
Louisiana
License Held
Louisiana Residential Mortgage Lending License
License Number
21116
License Issued By
Louisiana Office of Financial Institutions
State
Maine
License Held
Maine Supervised Lender License
License Number
21116
License Issued By
Maine Bureau of Consumer Credit Protection
State
Maryland
License Held
Maryland Mortgage Lender License
License Number
21116
License Issued By
Maryland Commissioner of Financial Regulation
State
Massachusetts
License Held
Massachusetts Mortgage Lender License
License Number
ML21116
License Issued By
Massachusetts Division of Banks
State
Michigan
License Held
Michigan 1st Mortgage Broker/Lender/Servicer Registrant
License Number
FR0021990
License Issued By
Department of Financial and Insurance Services
State
Michigan
License Held
Michigan 2nd Mortgage Broker/Lender/Servicer Registrant
License Number
SR0021991
License Issued By
Department of Financial and Insurance Services
State
Minnesota
License Held
Minnesota Residential Mortgage Originator License
License Number
MN-MO-21116
License Issued By
Minnesota Department of Commerce
State
Minnesota
License Held
Minnesota Residential Mortgage Originator License Other Trade Name #1
License Number
MN-MO-21116.1
License Issued By
Minnesota Department of Commerce
State
Mississippi
License Held
Mississippi Mortgage Lender License
License Number
21116
License Issued By
Mississippi Department of Banking and Consumer Finance
State
Missouri
License Held
Missouri Mortgage Company License
License Number
21116
License Issued By
State of Missouri Division of Finance
State
Montana
License Held
Montana Mortgage Broker License
License Number
2/10/14
License Issued By
Montana Division of Banking & Financial Institutions
State
Montana
License Held
Montana Mortgage Lender License
License Number
21116
License Issued By
Montana Division of Banking & Financial Institutions
State
Montana
License Held
Montana Mortgage Servicer License
License Number
21116
License Issued By
Montana Division of Banking & Financial Institutions
State
Nebraska
License Held
Nebraska Mortgage Banker License
License Number
NE21116
License Issued By
Nebraska Department of Banking & Finance
State
Nevada
License Held
Nevada Mortgage Company License
License Number
4543
License Issued By
Nevada Division of Mortgage Lending
State
Nevada
License Held
Nevada Supplemental Mortgage Servicer License
License Number
4544
License Issued By
Nevada Division of Mortgage Lending
State
New Hampshire
License Held
New Hampshire Mortgage Banker License
License Number
17029-MB
License Issued By
Licensed by the New Hampshire Banking Department
State
New Jersey
License Held
New Jersey Residential Mortgage Lender License
License Number
New Jersey does not provide license number
License Issued By
New Jersey Department of Banking & Insurance
State
New Mexico
License Held
New Mexico Mortgage Loan Company License
License Number
3641
License Issued By
New Mexico Financial Institutions Division
State
New York
License Held
New York Exempt Mortgage Loan Servicer Registration
License Number
S001193
License Issued By
New York State Department of Financial Services - Mortgage Banking Division
State
New York
License Held
New York Mortgage Banker License
License Number
LMBC 108943
License Issued By
New York State Department of Financial Services - Mortgage Banking Division
State
North Carolina
License Held
North Carolina Mortgage Lender License
License Number
L-144549
License Issued By
North Carolina Commissioner of Banks
State
North Carolina
License Held
North Carolina Reverse Mortgage License
License Number
RM-176
License Issued By
North Carolina Commissioner of Banks
State
North Dakota
License Held
North Dakota Money Broker License
License Number
MB102645
License Issued By
North Dakota Department of Financial Institutions
State
Ohio
License Held
Ohio Residential Mortgage Lending Act Certificate of Registration
License Number
RM.850095.000
License Issued By
Ohio Division of Financial Institutions, Consumer Finance
State
Oklahoma
License Held
Oklahoma Mortgage Lender License
License Number
ML010688
License Issued By
Oklahoma Department of Consumer Credit
State
Oklahoma
License Held
Oklahoma Mortgage Lender License - Other Trade Name #1
License Number
ML014782
License Issued By
Oklahoma Department of Consumer Credit
State
Oregon
License Held
Oregon Mortgage Lending License
License Number
ML-4809
License Issued By
Oregon Division of Finance and Corporate Securities
State
Oregon
License Held
Oregon Mortgage Servicer License
License Number
MS-28
License Issued By
Oregon Division of Finance and Corporate Securities
State
Pennsylvania
License Held
Pennsylvania Mortgage Lender License
License Number
22746
License Issued By
Pennsylvania Department of Banking
State
Puerto Rico
License Held
Puerto Rico Mortgage Lender/Servicer (Concesionarios/Administradores de Préstamos Hipotecarios)
License Number
IH-243
License Issued By
Puerto Rico Bureau of Financial Institutions
State
Rhode Island
License Held
Rhode Island Lender License
License Number
20132872LL
License Issued By
State of Rhode Island Department of Business Regulation
State
South Carolina
License Held
South Carolina-BFI Mortgage Lender / Servicer License
License Number
MLS - 21116
License Issued By
South Carolina Board of Financial Institutions
State
South Carolina
License Held
South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #1
License Number
MLS - 21116 OTN #1
License Issued By
South Carolina Board of Financial Institutions
State
South Carolina
License Held
South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2
License Number
MLS - 21116 OTN#2
License Issued By
South Carolina Board of Financial Institutions
State
South Dakota
License Held
South Dakota Mortgage Lender License
License Number
21116.ML
License Issued By
South Dakota Division of Banking
State
Tennessee
License Held
Tennessee Mortgage License
License Number
109260
License Issued By
Tennessee Department of Financial Institutions
State
Texas – SML
License Held
Texas - SML Mortgage Banker Registration
License Number
Texas does not provide license number
License Issued By
Texas Department of Savings and Mortgage Lending
State
Utah – DRE
License Held
Utah-DRE Mortgage Entity License
License Number
6979925
License Issued By
Utah Division of Real Estate
State
Vermont
License Held
Vermont Lender License
License Number
7247
License Issued By
Vermont Department of Financial Regulation
State
Virginia
License Held
Virginia Broker License
License Number
MC-5493
License Issued By
Virginia State Corporation Commission
State
Virginia
License Held
Virginia Lender License
License Number
MC-5493
License Issued By
Virginia State Corporation Commission
State
Washington
License Held
Washington Consumer Loan Company License
License Number
CL-21116
License Issued By
Washington Department of Financial Institutions
State
West Virginia
License Held
West Virginia Mortgage Lender License
License Number
ML-37087
License Issued By
West Virginia Department of Financial Regulation
State
Wisconsin
License Held
Wisconsin Mortgage Banker License
License Number
21116BA
License Issued By
Wisconsin Department of Financial Institutions
State
Wisconsin
License Held
Wisconsin Mortgage Broker License
License Number
21116
License Issued By
Wisconsin Department of Financial Institutions
State
Wyoming
License Held
Wyoming Mortgage Lender/Broker License
License Number
2538
License Issued By
Wyoming Division of Banking