Fixed-Rate vs Adjustable-Rate Mortgage

Fixed-Rate vs Adjustable-Rate Mortgage

If you’re shopping for a mortgage, you’ll probably come across a fixed-rate and adjustable-rate mortgage option. It can seem confusing, but they both have their pros and cons and are right for different borrowers. Here we break down the two options and how they work...
Homeowner’s Summer Maintenance Checklist

Homeowner’s Summer Maintenance Checklist

When buying a home, we can be so focused on closing costs and mortgage payments, that we don’t take into consideration the recurring costs that are going to come up. Among those costs like insurance, HOA fees, utilities, and an emergency fund, remember that regular maintenance might cost you a little bit upfront, but will keep the value of your home in tip-top shape over time. 

4 Books for First-Time Homebuyers

4 Books for First-Time Homebuyers

Whether you’re buying your first home, or you’ve been here before, it doesn’t hurt to stay educated on the ins and outs of the home buying process. We have 4 books for you that range from quick-reads you can finish in an afternoon, to comprehensive works that you can pour over again and again during your home buying process. 

Top 3 Questions to Help you Choose a Mortgage Lender

Top 3 Questions to Help you Choose a Mortgage Lender

Whether you’re buying a home or refinancing your existing mortgage, it’s an important commitment that requires strong professionals to help you have peace of mind throughout the process.  Aside from word of mouth and online reviews, a lot of people aren’t sure exactly how to know they’re choosing the right team to get them through the process. We’ve come up with the top 3 questions you should have ready to ask prospective lenders to make sure you get the right lender for your needs. 

5 Common First-Time Homebuyer Myths

5 Common First-Time Homebuyer Myths

Our Job at EPM is to provide the most up-to-date information and education so our borrowers and prospective borrowers can make the most informed decisions. When first considering homeownership there are lots of misconceptions people can have about the process that keeps them from moving forward on their goals of getting into a dream home. We are here to clear up 5 of those common myths today to help bring you one step closer to homeownership.