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7 Things You Should Know About Homebuying in a Seller’s Market

7 Things You Should Know About Homebuying in a Seller’s Market

The real estate market is looking at what is called a seller’s market. That’s when inventory is low and pricing is creeping up because of heavy competition. There are often multiple offers on a single home, and homes are falling under contract within days and even hours of coming on the market. Just because it’s a seller’s market, doesn’t mean you should wait on that dream home. EPM is here with the hot takes on how to handle a seller’s market as a homebuyer.

What Homebuyers Should Know About Private Mortgage Insurance

What Homebuyers Should Know About Private Mortgage Insurance

EPM helps all kinds of consumers get the perfect loan for their new home. If you’re getting a conventional mortgage loan with a down payment of less than 20%, you’re going to be required to get PMI or Private Mortgage Insurance. This is insurance for your lender, and...
5 Resolutions to Making Your Home a Happier Place in 2021

5 Resolutions to Making Your Home a Happier Place in 2021

It’s that time again. The excitement of the holidays is over. We are taking down our decorations, online shopping with gift cards we received, and looking forward to all that a new year may bring. For many of us these next few days will be filled with thoughts of what...
The Best Christmas Cookie Recipe

The Best Christmas Cookie Recipe

This time of year, a lot of our holiday traditions are centered around baking. Especially in this social media era where people on Pinterest and Tik Tok make it look so easy. All of us have had those moments we were scrolling along and thought, “Oh, I can totally make...