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FHA vs Conventional Loans: Which is Better for You?

FHA vs Conventional Loans: Which is Better for You?

There are lots of programs and pathways to getting into the homebuying market. For first-time homebuyers especially, two types of low downpayment loans are FHA and Conventional loans. Your Lender at EPM can help you take a deeper look and decide which mortgage is right for you. But we also want to take some common questions and lay out the pros and cons of both types of mortgage loans, so you can get a head start on understanding what the lending requirements are, and which type of loan might fit your needs best.

Mortgage Options for First-Time Home Buyers

Mortgage Options for First-Time Home Buyers

Purchasing a home is a significant milestone. For that reason, before you get to that stage, you have to deliberate on several things. As a first-time homebuyer, what are these considerations and why are they of particular importance? As the real estate market...
Have you considered an FHA Loan?

Have you considered an FHA Loan?

Why Understanding FHA Loans Matters When you buy a home, refinance an existing mortgage, or want to take equity out of your current home you have options. There are several types of mortgage options, and one of them is called an FHA. When you understand FHA you can...
Tips for Making Your Home a SMART Home

Tips for Making Your Home a SMART Home

Architects are designing new homes as Smart Homes. What does this mean? It means that they are installing devices that make homes more energy-efficient and more secure. Even if you have an older home, there are many of these features that you can install today to get...
How to Save Money When Buying a Home

How to Save Money When Buying a Home

Are you thinking about a home purchase, consider these tips as you’re getting started with your home search, you may be able to save some money over the long term! Avoid paying PMI with a 20% Downpayment Did you put down less than 20% on your mortgage? If so,...