Retail

Wholesale

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Mortgage Education

5

CE Courses

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

Mortgage Education

5

CE Courses

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Mortgage Education

5

CE Courses

6 Advantages of ITIN Loans

6 Advantages of ITIN Loans

A Brief Overview Millions of people who don’t have a social security number own a home in the United States. Many people pay cash, but for those who need to buy with a mortgage, and do not have a Social Security Number (SSN), they use their ITIN. In our earlier...
How to Save Money When Buying a Home

How to Save Money When Buying a Home

Are you thinking about a home purchase, consider these tips as you’re getting started with your home search, you may be able to save some money over the long term! Avoid paying PMI with a 20% Downpayment Did you put down less than 20% on your mortgage? If so,...
Understanding ITIN Loans

Understanding ITIN Loans

Many non-citizens living in the United States have dreams of homeownership.  Consistent with Fannie Mae and Freddie Mac guidelines, most traditional mortgages offered by banks require that applicants have a green card or work visa and have a social security number. ...
5 Advantages to Home Buying in the Winter

5 Advantages to Home Buying in the Winter

For many home buyers, the most common time to shop is usually in the summer when the flowers are blooming and the kids are out of school. However, did you also know that this is the most difficult time of the year for new home buyers to find a home? Due to high...