7 Questions to Ask Before You Buy A Home

7 Questions to Ask Before You Buy A Home

You’ve decided it’s time to buy a home, found a great team of experts to help you, qualified for the perfect home loan for you, and now comes the fun part, finding a great home! It’s easy to be overwhelmed at this stage and jump quickly on an available home so you can start living your dream. The mortgage experts at EPM want you to go into this opportunity with your eyes open, so we developed a short list of questions you may want to ask before making that offer.

Should You Buy a Home with a Homeowner’s Association?

Should You Buy a Home with a Homeowner’s Association?

HOA’s – some people love them, some loathe them, and some have no idea what they even are, or why some communities have them and others don’t. We’re going to break down the pros and cons of living in a neighborhood with an HOA so you can make a decision about whether it might be right for you, and you’ll know what questions to ask BEFORE you buy your next home.

7 Things You Should Know About Homebuying in a Seller’s Market

7 Things You Should Know About Homebuying in a Seller’s Market

The real estate market is looking at what is called a seller’s market. That’s when inventory is low and pricing is creeping up because of heavy competition. There are often multiple offers on a single home, and homes are falling under contract within days and even hours of coming on the market. Just because it’s a seller’s market, doesn’t mean you should wait on that dream home. EPM is here with the hot takes on how to handle a seller’s market as a homebuyer.

Get to Know Fannie Mae, Freddie Mac and Ginnie Mae

Get to Know Fannie Mae, Freddie Mac and Ginnie Mae

If you’ve been thinking of buying a home, you may have heard the names Fannie, Freddie, and Ginnie thrown around in relation to home mortgages. We’re going to share with you the story behind these names, how they are different from each other, and why prospective...
DIY: Easy Backyard Paver Project

DIY: Easy Backyard Paver Project

The weather is getting warmer, and you might be itching to get some projects done around your yard. We have a fun DIY paver stone project that you can start right away! It is perfect for beginners, or people who want a big change in a short amount of time. This...