About EPM

Learn about what Makes EPM Different

Let EPM assist you in finding a loan solution for your specific needs

EPM is a licensed mortgage lender with operations extending across the country. We provide a variety of mortgage products to assist you with finding solutions for all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff that insures the closing process is quick and efficient.

At EPM, our management team has over 50 years experience in the mortgage industry. We provide exceptional pricing without compromising follow through and customer service for thousands of clients annually. The Mortgage Bankers Association monitors all members to assure they provide mortgage solutions to fit each customer’s unique financial situation.

Floating Item


Our vision is to continue to offer top financial service, communication and assistance to the communities we serve.


EPM’s mission is
Empowering People More.

Our Core Values

We take great strides each and every day to make sure we are living our virtues to create a culture that is like no other in the industry. The culture at EPM comes directly from our Core Values and we use these values to drive our decisions which in turn drives our actions.

Show The Way
• Do The Right Thing, Always.
• Practice Blameless Problem-solving.
• Demonstrate Empathy.
• Treasure, Protect, And Promote EPM.
• Show Sincere Appreciation.
• Show You Care.
• Be Proud Of Our Appearance.
Struggle Well
• Honor Commitments.
• Deliver Results.
• “Bring It” Every Day.
• Deliver Superfan Service.
• Get The Details Right.
• Mediocrity Is Your Enemy
• Set And Ask For Expectations.
Own Unique
• Be Resourceful.
• Always Be Evolving.
• Speak Courageously.
• Continuously Improve Yourself.
Unify Through Collaboration
• Share Best Information.
• Think EPM First.
• Choose Positivity.
• Listen to Understand.
• Keep Things Fun.

For Your success

We are obsessed with putting our broker partners in a position to succeed. Doing our part as a lender is just one part of the equation, the other part is giving brokers tools, tactics, and training to help grow their business and grab more market share.

Who We Are

Empowering People More!
That isn’t just a tagline for us, but it is infused in our DNA. We aren’t in business just to be another lender, but to change the lending landscape so that more people can experience the American Gift.

We Empower Our Brokers

Empowering your clients with choice
is why brokers are better!
With our broad spectrum of mortgage products, we empower brokers with the ability to help more people and serve their community’s housing needs.

Partner with EPM

Partnership is about trust. Our responsibility goes well beyond just doing our job as your Wholesale Lender. Being a trusted partner means investing in your business as if it was our business, so that we do not lose sight of the people we are trying to help.

“EPM is committed to family and nothing brings a family together more than their home.”

Eddy Perez

CEO & Founder

Why choose EPM?

Become a Buyer

Become a buyer with our upfront credit approval

Give yourself the advantage over competing bids. Harness the power to negotiate with the seller. Save time by looking at properties you know you can afford.

Government Approved Direct Lender

Government Approved Direct Lender

Work with a safe FHA Direct Endorsement Lender. Deal with the decision maker; we approve and fund your loan. Our personal approach means all your questions are answered.

Choose from Multiple Loan Products

Choose from Multiple Loan Products

EPM offers a variety of loan products: FHA, VA, Conventional, Jumbo, Reverse Mortgage loans and more!

How is EPM Different?

EPM is a direct lender with offices around the country that are dedicated to bringing you access to the most diverse array of home lending products available in the industry.

Unlike many lenders, EPM is not limited to working with only one type of borrower which means that people of all financial and credit profiles receive the same impressive cost-saving benefits.

Can EPM Help Me?

Absolutely! EPM assists our clients using a diverse group of mortgage products that cover a wide spectrum of financial and credit situations, including direct lending. What’s more, our generous satisfaction guarantees apply to every borrower, not just the prime credit consumer. Also, consider this, there is no cost or obligation to apply for a loan or get a custom loan search.

What is the Personal Loan Center?

Once you complete a custom loan search via our Personal Loan Center it allows us to create a user name and password for you. We then save your search results in an on-line resource center. You can then access your personalized loan center information 24 hours a day, 7 days a week, once you have decided EPM will help accomplish your financial objectives.