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Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

Mortgage Education

5

CE Courses

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Mortgage Education

5

CE Courses

Fair Lending Statement

Empowering People More

To All Prospective EPM Clients:

This notice informs you of EPM policies regarding nondiscrimination and abusive lending practices. The executive management team, management, and staff of EPM are committed to the practices of fair lending. It is the policy of this company to make credit products available to all applicants who meet our business focus in a fair and consistent manner within the confines of safe and sound business practices.

EPM does not discriminate against any credit applicant on the basis of race, color, religion, national origin, marital status, age (providing the applicant is of legal age and has the capacity to enter into a binding legal contract), sex, disability, familial status, receipt of public assistance, or whether the individual has exercised in good faith any right under the Consumer Credit Protection Act, or on any other prohibited basis.

EPM also requires loan terms, rates and fees to be consistent with the borrower’s qualifications, that borrowers have the ability to repay the obligation that borrowers receive a tangible benefit from the loan transaction.

EPM expects the companies with whom it does business to adhere to similar nondiscriminatory and fair lending policies and practices throughout the lending process. The companies’ policy extends to application procedures, pricing of loans or services, marketing practices, closing procedures, and compensation programs.

Eddy Perez

Founder and CEO

EPM

EPM, LLC NMLS#2116 | 5 Concourse Parkway | Queen Building, Suite 2250 | Atlanta, GA 30328
Toll Free: (877) 255-3554 | Local: (678) 205-3554 | Fax: (678) 466-7578
www.epm.net