Hello, and thank you for taking the time to read my profile! I am a Senior Loan Officer with 16 years' experience originating residential purchase and refinance mortgages in New Jersey. I began my experience in mortgages as a customer, and I never forgot how important it is to create a bond of trust and ease when someone is engaging in one of the largest decisions that they will ever make. Whether you are buying your first home or your last, or perhaps simply engaging in a consultation to know your options, you deserve clear communication and direct answers to all of your questions or concerns! I have a wife and 3 awesome children, and I still live in Ocean County where I grew up. I love live music, being outdoors in the summer, and football in the fall. I am happy to say that consulting with people to enhance their lives for the better is my passion, and I would not do anything else if given the opportunity.