States Licensed:
New Jersey, Pennsylvania

Nicholas Torcini

Mortgage Loan Originator

NMLS – 2005952

About Nicholas Torcini
See My Reviews
As a mortgage advisor, it is my job to make the mortgage experience all about you—your time, finances, life, and, more importantly, your goals. Your mortgage needs are unique to you, which is why I focus on creating a customized experience for your situation. Lives Not Loans is not just a tagline but the foundation of how I and EPM serve your needs. If you have any questions or are ready to start your concierge mortgage experience, please contact me using the information above.
States Licensed:
New Jersey, Pennsylvania

My Reviews

EPM - DecisionFirst®

EPM’s Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy. A Decision First® approval identifies any challenges early in the process, prevents delays after you sign a contract and gets you to the closing table faster.

EPM - AlmostHome®

If we uncover a problem, EPM’s Almost Home® program provides a clear course of action to get approved. Our professional mortgage loan originators will lay out a step-by-step plan to overcome any challenges and provide a full suite of pro bono mortgage consulting services to help you obtain the financing you need, no matter how long it takes.

Ready To Begin Your
Homeownership Journey?

Get Pre-Approved Now

Ready to Begin Your
Homeownership Journey?
Get Pre-Approved Now
EPM - Pre-Qualify Now