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Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

Mortgage Education

5

CE Courses

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Quick links

5

Make a Payment

5

Pre-Qualify Now

5

Find a Mortgage Pro

5

Join Our Virtual Retail Team

5

Contact EPM

Mortgage Options

5

Loan Products

5

Decision First®

5

AlmostHome®

Mortgage Resources

5

First-Time Homebuyer

5

Buying A Home

5

Refinance Your Loan

About EPM

5

About Us

5

Why EPM

5

Our Process

5

The EPM Executives

5

Servicing

5

Careers

Mortgage Education

5

CE Courses

REFINANCE YOUR LOAN

Lower Your Monthly Payment, Interest Rate, or Pay Off Your Loan Early

EPM - Refinance Your Loan

REFINANCE WITH EPM

We offer a variety of mortgage refinancing rates and options. When you are ready to take the next step, we are here for you! When refinancing your loan your finance charges may get higher over the life of the loan. EPM can advise you on which refinancing program suits your needs and help you refinance with minimal hassle.

REFINANCE OPTIONS:

EPM - Conventional Loan

Conventional

Lower your payment or pull cash out for home improvements

EPM - FHA Jumbo Loan

FHA Jumbo

Refinance your high mortgage balances in high cost areas

EPM - FHA Streamline

FHA Streamline

Allows you to refinance your current FHA loan with no income documentation

EPM - VA Interest Rate Reduction Loan

VA Interest Rate Reduction Loan

Refinance your current VA loan with no income documentation

EPM - DU Refi Plus / Freddie Mac Relief

DU Refi Plus /
Freddie Mac Relief

Refinance your current Fannie Mae or Freddie Mac loan with no appraisal

EPM - HARP Unlimited LTV / CLTV Loans

HARP Unlimited LTV / CLTV Loans

EPM - Conventional Loan

Conventional

Lower your payment or pull cash out for home improvements

EPM - FHA Jumbo Loan

FHA Jumbo

Refinance your high mortgage balances in high cost areas

EPM - FHA Streamline

FHA Streamline

Allows you to refinance your current FHA loan with no income documentation

EPM - VA Interest Rate Reduction Loan

VA Interest Rate Reduction Loan

Refinance your current VA loan with no income documentation

EPM - DU Refi Plus / Freddie Mac Relief

DU Refi Plus /
Freddie Mac Relief

Refinance your current Fannie Mae or Freddie Mac loan with no appraisal

EPM - HARP Unlimited LTV / CLTV Loans

HARP Unlimited LTV / CLTV Loans

EPM - Refinance Your Loan

Debt can put you in the doghouse. Consolidate your high-interest debt with a low-rate mortgage.

Pay off those higher-interest debts with cash from refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt.

By consolidating your payments into one low monthly payment, you will pay less each month and you will pay off your higher-interest debts faster which can help improve your credit.

EPM - Refinance Your Loan

Not sure which program is right for you?
Contact one of our Mortgage Loan Originators today!

We can advise you on which mortgage refinancing programs meets your needs and get you started on the refinancing path quickly and without hassle.

EPM - Refinance Your Loan

WHY REFINANCE WITH EPM?

EPM - We put YOU first
Committed to customer satisfaction

Perfect for the buyer that wants to put less money down or has less than perfect credit. Purchase your first house with as little as 3.5% down!

EPM - Financial Resource
Financial Resource
Even after the completed transaction, EPM continually monitors your mortgage and provides opportunities and resources to you based on market conditions.
EPM - Fast Service
Fast Service
Fast and efficient, we close most of our loans in 30 days or less.
EPM - Variety of Loans
VARIETY OF LOANS
EPM will find you the loan that is right for you. We work with both conventional and FHA loans to get you the loan that meets your unique needs.
EPM - We put YOU first
Committed to customer satisfaction

Perfect for the buyer that wants to put less money down or has less than perfect credit. Purchase your first house with as little as 3.5% down!

EPM - Financial Resource
Financial Resource
Even after the completed transaction, EPM continually monitors your mortgage and provides opportunities and resources to you based on market conditions.
EPM - Fast Service
Fast Service
Fast and efficient, we close most of our loans in 30 days or less.
EPM - Variety of Loans
VARIETY OF LOANS
EPM will find you the loan that is right for you. We work with both conventional and FHA loans to get you the loan that meets your unique needs.
EPM

Don’t Let Debt Wreck Your Future!
Paying Off Your Mortgage Faster Is Easier Than You Think!

Did you know that you can take advantage of today’s ever-changing rates by shortening the term of your loan? The shorter your term, the lower your mortgage rate.

We have helped thousands of Americans save money on their mortgage with a refinance and we can help you too.

REFINANCING PROGRAMS THAT CAN REDUCE YOUR MONTHLY MORTGAGE PAYMENT:

15

YEAR
FIXED

Pay thousands less in interest by locking in today at a great rate.

15

YEAR
FHA or VA

For those with less equity in their home or looking to close with less money, you might consider a FHA loan. Great rates and measurable savings may also be available if you or your spouse is a military member or veteran.

Ready to Learn How A Refinance can Benefit Your Financial Goals?

REFINANCING PROGRAMS THAT CAN REDUCE YOU MONTHLY MORTGAGE PAYMENT:

15

YEAR
FIXED

Pay thousands less in interest by locking in today at a great rate.

15

YEAR
FHA or VA

For those with less equity in their home or looking to close with less money, you might consider a FHA loan. Great rates and measurable savings may also be available if you or your spouse is a military member or veteran.

Ready to Learn How A Refinance can Benefit Your Financial Goals?