Refinance Your Loan
Lower Your Monthly Payment, Interest Rate, or Pay Off Your Loan Early
Mortgage refinancing can help you lower your monthly payments, and over the long run, add up to significant savings. Knowing your options is important so that you can be confident with your decision.

We offer a variety of mortgage refinancing rates and options. When you are ready to take the next step, we are here for you! When refinancing your loan your finance charges may get higher over the life of the loan. EPM can advise you on which refinancing program suits your needs and help you refinance with minimal hassle.

Refinance Options:

Conventional – Lower your payment or pull cash out for home improvements
FHA Streamline – Allows you to refinance your current FHA loan with no income documentation
DU Refi Plus /Freddie Mac Relief – Refinance your current Fannie Mae or Freddie Mac loan with no appraisal
FHA Jumbo- Refinance your high mortgage balances in high cost areas.
VA Interest Rate Reduction Loan- Refinance your current VA loan with no income documentation
HARP Unlimited LTV / CLTV Loans
Refinance Your Loan with EPM
Consolidate Your Debt

Consolidate Your Debt

Debt can put you in the dog house.
Consolidate your high-interest debt with a low-rate mortgage.

Pay off those higher-interest debts with cash from refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt.

By consolidating your payments into one low monthly payment, you will pay less each month and you will pay off your higher-interest debts faster which can help improve your credit.

Not sure which program is right for you? Contact one of our Mortgage Pros today! We can advise you on which mortgage refinancing programs meets your needs and get you started on the refinancing path quickly and without hassle.

Why Refinance with EPM?

We put YOU first. We are committed to customer satisfaction.
EPM works hard to find you a rate that fits your needs.
Fast and efficient, we close most of our loans in 30 days or less.
We offer a variety of loans. EPM will find you the loan that is right for you. We work with both conventional and FHA loans to get you the loan that meets your unique needs.
Pay Off Debt Faster


Don’t Let Debt Wreck Your Future!
Paying Off Your Mortgage Faster Is Easier than you Think!

Did you know that you can take advantage of today’s ever-changing rates by shortening the term of your loan? The shorter your term, the lower your mortgage rate.

We have helped thousands of Americans save money on their mortgage with a refinance and we can help you too.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment:

15-Year Fixed

Pay thousands less in interest by locking in today at a great rate.

15-Year FHA or VA Loan

For those with less equity in their home or looking to close with less money, you might consider a FHA loan. Great rates and measurable savings may also be available if you or your spouse is a military member or veteran.