Many of us start a new year with financial goals in mind. Some of us are looking ahead and preparing to make some big purchases. Whether it’s buying a new car, a house, or refinancing your current home- your credit score is going to be crucial in making your dreams...
Credit Basics Credit is an essential part of today’s world. You should understand what credit is, what your credit report contains and how that information got there. You should know your credit score and what your score tells future lenders when you apply for a...
Introduction Companies look at your credit for different reasons. Credit checks fall into three common categories: An employer’s inquiry as part of their recruitment or promotion process. A hard inquiry (check or pull) by a company because you have applied for a...
Congratulations on your decision to buy a home. Reviewing your credit reports is a wise move before you apply for a mortgage. As you look at your credit reports, it’s not uncommon to find items that you believe are inaccurate. While correcting information...
You’ve found the perfect neighborhood to live. It’s a short commute to work, safe, and it has great schools. You are ready to take the plunge and buy a home. But no bank will touch you if you have poor credit. You need to get your credit score in tip-top...
