6 Ways to Check If You Are Ready to Refinance Your Mortgage

6 Ways to Check If You Are Ready to Refinance Your Mortgage

Refinancing your home can be a great way to shorten the length of time you are paying on your mortgage, or a way to save on monthly payments and have more money to put towards other things. It’s a complex option, and it is important to know some of the pros and cons...
FHA vs Conventional Loans: Which is Better for You?

FHA vs Conventional Loans: Which is Better for You?

There are lots of programs and pathways to getting into the homebuying market. For first-time homebuyers especially, two types of low downpayment loans are FHA and Conventional loans. Your Lender at EPM can help you take a deeper look and decide which mortgage is right for you. But we also want to take some common questions and lay out the pros and cons of both types of mortgage loans, so you can get a head start on understanding what the lending requirements are, and which type of loan might fit your needs best.

5 Ways to Increase Your Credit Score

5 Ways to Increase Your Credit Score

Many of us start a new year with financial goals in mind. Some of us are looking ahead and preparing to make some big purchases. Whether it’s buying a new car, a house, or refinancing your current home- your credit score is going to be crucial in making your dreams...
How to Improve Your Credit and Prequalify for a Loan

How to Improve Your Credit and Prequalify for a Loan

You’ve found the perfect neighborhood to live. It’s a short commute to work, safe, and it has great schools. You are ready to take the plunge and buy a home. But no bank will touch you if you have poor credit. You need to get your credit score in tip-top...