FHA vs Conventional Loans: Which is Better for You?
There are lots of programs and pathways to getting into the homebuying market. For first-time homebuyers especially, two types of low downpayment loans are FHA and Conventional loans. Your Lender at EPM can help you take a deeper look and decide which mortgage is right for you. But we also want to take some common questions and lay out the pros and cons of both types of mortgage loans, so you can get a head start on understanding what the lending requirements are, and which type of loan might fit your needs best.
5 Ways to Increase Your Credit Score
Many of us start a new year with financial goals in mind. Some of us are looking ahead and preparing to make some big purchases. Whether it’s buying a new car, a house, or refinancing your current home- your credit score is going to be crucial in making your dreams...
Understanding Credit, Your Credit Reports and Your Credit Score
Credit Basics Credit is an essential part of today’s world. You should understand what credit is, what your credit report contains and how that information got there. You should know your credit score and what your score tells future lenders when you apply for a...