With home prices rising to all-time highs, pricing rather than rate seems to be what keeps some potential buyers out of the market. But rents are rising at even higher rates in some areas of the country, so waiting out the housing bubble may not be a viable option for...
Each year the mortgage loan limits are up for review and 2022 is a big year for increased limits. Thanks to high appreciation, loan limits are seeing one of the largest increases in a long time. Like most years, there is a conforming loan limit for typical areas and...
If you’re shopping for a mortgage, you’ll probably come across a fixed-rate and adjustable-rate mortgage option. It can seem confusing, but they both have their pros and cons and are right for different borrowers. Here we break down the two options and how they work...
Buying your first home is a big milestone. It can also be overwhelming to try to learn lending industry terms, and to try to educate yourself on the commitment you’re making to ensure you are in the driver’s seat. Most first-time home buyers are aware of the cost of...
Being self-employed isn’t easy, especially when it’s time to get a home. If you’re a first time buyer, though, something to keep in mind is that your credit score can be the key that opens the doors to better opportunity in your life. Which is why...
