fbpixel
 
Qualifying for a Home Loan When You’re Self Employed

Qualifying for a Home Loan When You’re Self Employed

Self-employment has its perks from a financial standpoint. People who are self-employed often report enjoying having a better work-life balance, higher earning potential, and they have more control over how to structure those earnings to reach financial freedom. When...
What Homebuyers Should Know About Private Mortgage Insurance

What Homebuyers Should Know About Private Mortgage Insurance

EPM helps all kinds of consumers get the perfect loan for their new home. If you’re getting a conventional mortgage loan with a down payment of less than 20%, you’re going to be required to get PMI or Private Mortgage Insurance. This is insurance for your lender, and...
Should You Buy New Construction or a Resale Home?

Should You Buy New Construction or a Resale Home?

Buying a home? Take our wish list and compare New Construction to Resale Homes and see which could be the best purchase for you! Wishlist item: Low Utility Costs Hands down, new construction wins this round. You will start with energy efficient appliances and likely...
The Benefits of Refinancing Your Mortgage

The Benefits of Refinancing Your Mortgage

If you are a homeowner and are interested in changing mortgage companies, finding a lower interest rate, or reducing monthly payments, refinancing is a viable option. A refinance allows you to obtain a new mortgage so that you can accomplish other financial goals....
When to Refinance Your Home

When to Refinance Your Home

If you’re a homeowner and you’re in need of extra money, you may wish to consider refinancing your mortgage. When you refinance your home, you obtain a new mortgage to replace your current loan. Refinancing can be an excellent way to save on interest and...